"How to Cut Back Expenses on Household Items"
by Cheryl Pierce
Stop Trading Hours for Dollars




If you are deep in debt, you are probably wondering what you can do. Well, to get that debt paid down, you need to make some changes. Cutting back expenses is not actually as hard as you think, especially if you only try a few steps at a time. Here are some steps to cutting back expenses.

Join a Sam's Club or Costco. Once you are a member you can buy basic items in bulk. If you feel that you will be buying more than you can use, find a neighbor or friend and see if they want to split some of the items with you. You can both enjoy the savings.

Time your outing with a neighbor. That way you can share a babysitter.

If you want to enjoy a night on the town, eat dinner at home before you leave. That way, you can have a few drinks with friends but save all the $$$ you would be paying for dinner.

Check out the exercise channel on TV. Or get a couple of DVD's. You can save a fortune in gym fees by switching over to exercise videos or programs.

Get online and look for coupons or specials in your area. There are a lot of sites that stay on top of the most recent sales.

Eat healthier by adding brown rice, pasta and beans to your diet. Less meat means less money!

This seems to be a tough one for many people. Cut back on the Lattes! Drink flavored coffee instead. Or at least pick up your latte at an inexpensive place like McDonalds.

Find a ½ price bookstore. Or get your books from garage sales.

Think health! Walk or bicycle wherever you can. You'll save money AND burn calories.

Take a look at your household bills to see what you are paying for that you aren't using. Things like extra cable stations or too many cell phone minutes. This little trick can save you a couple of hundred dollars a month in many cases.

If you are up to date with your credit card company, ask them to lower your interest rate. Better yet, pay your card in full each month and save ALL the interest!

Put some of your monthly expenses on hold for awhile. Stop cable, or put a hold on your gym membership. This is a quick way to save $$$. When you are back on your feet you can add them again. Although, you might find out you don't need as much as you thought you did.

These tips can go a long way to saving you money. Start with a couple of them and add 2 or 3 more each week. You will be amazed at how quick your life will change.

Most of the country is having to Cut Back Expenses these days. For more help with expenses and credit card debt visit: Ways to Cut Expense

Contact the Author

Cheryl Pierce

Cheryl@partyzone-entertainment.com
Site: http://www.expert-debt-consolidation.com

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How to Cut Back Expenses

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